What is Annual Return?
Annual return measures the actual rate of return of all your investments for the current year. It includes anything that affects your returns, such as delays, bonuses, and purchases/sellings on the secondary market.
At the beginning (if you have started investing recently) Annual return is displayed higher or lower (depends on the invested amount), as we include in the calculation counted but not paid yet interest value. Within a couple of months, the annual return reaches the normal level/is displayed correctly.
Annual Return is calculated using the XIRR (extended internal rate of return) calculation methodology. More information about the XIRR and calculation formula can be found here.